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Pearl Hawaii Credit Union
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Pearl Hawaii Credit Union
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Checking Account

Are CD Rates Getting You Down? Try Reward Checking!

HIGH-YIELD CHECKING PUTS YOU IN CONTROL OF YOUR DIVIDENDS

Are you disappointed with the Certificates of Deposit (CD) rates right now? Recently, the Federal Reserve slashed its rates and many CD rates dropped quickly in response. Unfortunately, the Fed’s reaction was due to the effects of the coronavirus pandemic.

Our world is constantly shifting and changing. One day, dividends are at its all-time high and the next it’s at an all-time low. These days, it seems like “change” is the only thing that is a certainty. However, Pearl Hawaii has options that can give you a way to take control of your dividends when you use one of our new checking accounts.

With our reward checking accounts*, you don’t have to worry about when your CD rate will get better. Instead, choose between receiving a high rate, getting cash back, or a monthly $10 reward from iTunes, Amazon, or Google. To get the rewards, you just have to do things that you probably do already: conduct 12 Debit Card authorized purchases per month, log into PHFCUOnline once per month, and be enrolled in e-statements… Easy-peasy.

ADDITIONAL BENEFITS INCLUDE:

  • No minimum balance
  • Don’t worry about monthly maintenance fees- there are none.
  • Nationwide ATM withdrawal fee refunds up to $20 per cycle
  • With Kasasa Cash* and Kasasa Cash Back*, you gain access to Kasasa Saver**

 

Kasasa Checking Accounts

Rewards
Kasasa Cash®*2.25% APY up to a balance cap of $10,000 APY Range 2.25%-0.43%Open Account Now
Kasasa Cash Back®*2.50% cash back on qualified debit card purchases up to $400.00Open Account Now
Kasasa Tunes®*Up to $10.00 monthly reward for iTunes, Amazon.com or Google Play purchasesOpen Account Now

 

BUILD YOUR SAVINGS… AUTOMATICALLY.

Our Kasasa Saver account is simple, straightforward, and earns a competitive rate. You can pair it with one of our Kasasa Checking accounts that earn great rewards, like cashback or extra interest.

 

KASASA SAVINGS BENEFITS:

  • No monthly service fees
  • 0.75% APY up to a balance cap of $20,000 (If account requirements are met)
  •  Earn a base rate of 0.005% APY (If the account  requirements are not met)
  •  No minimum balance

 

 

*Kasasa Reward Checking Disclaimers

Kasasa Terms & Conditions