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Pearl Hawaii Credit Union
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Pearl Hawaii Credit Union
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CHECKING ACCOUNTS

REWARDS | CASH BACK | TRADITIONAL | TEEN DEBIT & CHECKING | ONLINE CHECKING

PearlHawaiiAccess (2)

 

 


FEEL FREE WITH PEARL HAWAII’S CHECKING ACCOUNTS

Discover checking options that are custom-made by you to fit your lifestyle. Ensuring that your purchases are easy and secure whether you are shopping online or in-person at a store is a top priority. Enjoy flexibility, innovation, and security with any one of Pearl Hawaii’s Checking Accounts…

 

open an account  order checks


 

NO SERVICE FEES, EVER.

PEARL CHECKING

Pearl Hawaii’s Checking Account gives you all of the services, but none of the fuss. The latest advances in banking innovation, security, and technology have made everyday tasks safer and easier.

Pearl Hawaii offers several products and services for you to bank and shop safely while on the go or at home. PHFCUOnline, our Online Banking, is available through any device. Transfer money with PearlPay, pay bills, manage your life with LIFE Manager, make a deposit with SnapDeposit, and check balances anytime, anywhere.

MONTHLY SERVICE FEE | $0

MINIMUM OPENING DEPOSIT | $0

MONTHLY BALANCE REQUIREMENT | $0

FREE SERVICES |  Online Banking, Bill Payment, Mobile App, SnapDeposit, Debit Card or Instant Issue Card, PearlPay Transfers, Exclusive Member Discounts, plus more.

USEFUL LINKS

YOUR FIRST FINANCIAL STEP

PEARL HAWAII’S TEEN DEBIT & CHECKING 

Give your teens the financial tools today to build the future they want with Pearl Hawaii’s Teen Debit & Checking Account. Keep track of their spending and help them save toward their goals with PHFCUOnline and our mobile app. Also, teens can customize their banking experience within our online banking system.

MONTHLY SERVICE FEE | $0

MINIMUM OPENING DEPOSIT | $0

MONTHLY BALANCE REQUIREMENT | $0

FREE SERVICES |  Online Banking, Bill Payment, Mobile App, SnapDeposit, Debit Card or Instant Issue Card, PearlPay Transfers, Exclusive Member Discounts, plus more.

BENEFITS 

  • Use First Hawaiian Bank ATMs
  • Debit Card customization and same-day printing with Instant Issue
  • An app that gives you complete control and an app where they can manage their own transactions and savings.
  • Online Banking that’s customizable so your teen can practice money management

COMPLETE OVERSIGHT FOR YOU

  • TOTAL ACCESS FOR PARENTS | As a joint account holder, you manage your teen’s account.
  • TRANSFER FUNDS ANYTIME |  Set up your child’s allowance with a recurring transfer or transfer money as needed.
  • COMPLETE CONTROL FOR PARENTS | Turn off their card if spending gets out of hand, shut down the card if they lose it, set limits on how much they spend or let them spend money only in a certain zip code.
  • FREE ACCOUNT ALERTS  | Set up text messages if your child exceeds spending limits, their account balance is low, or they have met the thresholds that you set.

OVERVIEW | DETAILS | TIPS

Upgrade You At Pearl Hawaii

From the finest service to the latest tech, we’ve got your back in every possible way. At Pearl Hawaii, we are committed to providing you the most innovative products and services. From home or car loans and helping you with other banking services. Bank at any of our Oahu locations in Waipahu, Ewa Beach, Waianae, Honolulu, Pearl Harbor, or near the Airport. Additionally, you can bank using PHFCUOnline just like one of our branches. To contact us, call us at 808.737.4328, toll-free at 800.987.5583, or email us at MyFamily@phfcu.com.

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Get Started By Opening Your Account

Open your account from the comfort of your couch.